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Is upgrading my GPU worth it?

An upgrade buys two different things — capacity and bandwidth — and they do not move together. Only one of them changes what you can run at all.

3 inputs4 questions answeredUpdated for 2026 hardware
GPU Upgrade Advisor — Is upgrading my GPU worth it?
Answer first

The short answer

Computed from this tool’s default settings — current card and the rest as most people start. Change them below for your own case.

Verdict14B → 32B

The upgrade moves the largest model you can run from 14B to 32B and speeds an 8B model up by about 250%.

The calculator

GPU Upgrade Advisor

What a bigger card actually unlocks, in models and in speed.

Your setup
8,192
Verdict14B → 32B

The upgrade moves the largest model you can run from 14B to 32B and speeds an 8B model up by about 250%.

Memory14.7 GB → 22.1 GB
Bandwidth288 → 1,008 GB/s
Speed on 8B51 → 179 tok/s250% faster
Extra cost$1,150
Inputs

What each setting changes

Every input moves the result for a reason. This is what each one does and where to find the value for your own machine.

SettingDefaultWhat it changes
Current cardRTX 4060 Ti 16GB · 16 GBThe machine the model runs on. Usable memory decides what fits and memory bandwidth decides how fast it runs, so this moves every figure below.
ConsideringRTX 4090 · 24 GBThe machine the model runs on. Usable memory decides what fits and memory bandwidth decides how fast it runs, so this moves every figure below.
Context length8192 tokensAnywhere from 1,024 to 131,072 tokens.
Worked examples

Real answers across current card

The same calculation run at a range of settings, with everything else left at its default. These are computed by the tool itself, not written by hand.

Current cardVerdictMemoryBandwidthSpeed on 8B
NVIDIA B200 · 180 GBNo capacity gain165.6 GB → 22.1 GB7,700 → 1,008 GB/s1,369 → 179 tok/s
Cerebras WSE-3 · 44 GB on-chip SRAMNo capacity gain44.0 GB → 22.1 GB21,000,000 → 1,008 GB/s3,733,333 → 179 tok/s
Raspberry Pi 5 · 16 GB8B → 32B9.60 GB → 22.1 GB17 → 1,008 GB/s3 → 179 tok/s
RTX 4080 SUPER · 16 GB14B → 32B14.7 GB → 22.1 GB736 → 1,008 GB/s131 → 179 tok/s
RTX 5070 · 12 GB14B → 32B11.0 GB → 22.1 GB672 → 1,008 GB/s119 → 179 tok/s

Both cards top out at 70B, so this buys speed rather than capability — about -87% on an 8B model. Worth it only if throughput is your constraint.

Method

How this is calculated

No lookup tables and no invented constants. Here is the arithmetic, so you can check it against your own numbers.

An upgrade buys two separate things: capacity, which decides which models fit at all, and bandwidth, which decides how fast they run. They do not move together — a card can have more memory and similar bandwidth, which changes what you can load without changing how it feels.

The largest model that fits is the number worth comparing. Going from a card that tops out at 14B to one that reaches 32B is a category change; going from 32B to 34B is not.

These are well-founded engineering estimates, not benchmark results. Your quantisation, runtime and context length all move the real number, and usable memory is an assumption rather than a specification. See the full methodology for every assumption behind these figures.

Use cases

Who this is for

The three situations that bring people to this calculation.

Use case 01

Considering an upgrade

See whether it changes your ceiling or just your speed.

Use case 02

Comparing two cards

Judge them on the numbers that matter for inference.

Use case 03

Selling on

Decide if the delta justifies the cost.

Walkthrough

How to use this calculator

Four steps, no account, nothing leaves your browser.

  1. Set current card

    Start at the top of the panel. Every figure recalculates as you change it — there is no submit button, because watching the number move is the point.

  2. Adjust the rest to match your setup

    2 further settings: considering, context length. Defaults are the common case, so change only what differs for you.

  3. Read the headline, then the table

    The large figure answers the question. The table underneath shows how the answer changes across nearby settings, which is usually where the decision actually gets made.

  4. Check it against the method

    The arithmetic is written out above. If a number looks wrong for your hardware, the assumptions are the first place to look — usable memory and quantisation are the two that vary most.

Questions

Is upgrading my GPU worth it: common questions

The questions people ask about this, answered without hedging.

Is upgrading my GPU worth it for local AI?

If it raises the largest model you can run, usually yes — that is a category change. If both cards top out at the same size, you are buying speed, which matters only if throughput is your actual complaint.

Should I buy more VRAM or more bandwidth?

VRAM first. A model that does not load cannot be fast, and capacity is the harder constraint to work around.

Is two smaller cards better than one big one?

For capacity they can be, and it is often cheaper per gigabyte. For simplicity one large card wins: no tensor parallelism, no interconnect overhead, no power and cooling headaches.

Does a newer generation help beyond the specs?

Somewhat — newer cards get better kernel support and features like flash attention sooner. But capacity and bandwidth still explain most of the difference.

The rest of the set

All 50 run on the same arithmetic, so answers across them agree.

Coverage

Searches this page answers

Different ways of asking the same question, all resolved above.

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Next step

Now find the models that fit

Sizing is only half the problem. Model Radar takes your hardware and shows which models actually run on it, ranked by what they are good at — the same arithmetic as this page, applied to every model worth running.